Armor Estimating Armor your project
An Armor estimator flying a survey drone, and an estimator showing a contractor storm damage on a roof

Armor your bottom line.
Claim work performed.

Precision Xactimate estimates. Fast turnaround. Built on integrity.

  • Nomoney upfront
  • Nolong-term contracts
  • Alltrades, in and out
  • Nationwide
  • Residential
  • Commercial

What the second look is worth

Two files,
reopened.

The carrier wrote the first number. We documented what the job actually takes and went back for the rest. These are the settled figures on two real claims, nothing modelled.

Send us one

Roofing and trim

The carrier’s first write, reopened and rewritten line by line

Carrier first estimate
$20,339.31
After Armor
$57,432.07

+$0.00 recovered

One file. Same damage. Same carrier.

Code upgrades, OSHA requirements, permitting and disposal, none of it in the first write

Carrier first estimate
$22,548.28
After Armor
$129,019.08

+$0.00 recovered

How we work

We don’t throw everything at the wall
to see what sticks.

Integrity is the main focus when we submit an estimate to a contractor or a supplement to a carrier. We read the photos and the paperwork, and we list only and all of the items you repaired or replaced. Every item you are entitled to, and not one item padded to inflate the number.

That is what makes the file hold up when the carrier reads it back.

What we do

Three services,
one handoff.

Send the file once. A specialist owns it from intake through settlement, and you see the status the whole way.

Armor your project
  1. 01

    Insurance Supplement

    The items the first estimate left off, documented against the scope and submitted until the carrier writes them.

  2. 02

    Estimates

    Trade-specific Xactimate scopes priced against the material and labour the job actually takes.

  3. 03

    Recoverable Depreciation

    The withheld portion most contractors never go back for. We file it and chase it through to release.

A contractor and an Armor estimator shaking hands over a stack of claim paperwork and a tablet
Handoff, not homework

Why Armor

We handle the complexity.
You focus on growth.

01 More time to thrive
Stop getting bogged down in insurance paperwork. We reclaim the hours so you can spend them generating business.
02 Integrity and trusted representation
Our core belief in integrity lets us represent your interests professionally to both clients and adjusters.
03 Trades experience, not paper pushers
Real people with actual field experience, not data entry clerks. We understand the physical work involved.
04 Expert review of detailed work
We review complex jobs with an eye for detail, so they are estimated according to how the work is properly performed.

Built in house

We built our own
claims system.

Armor does not run your file out of a spreadsheet and an inbox. We built our own CRM around the way claims actually move, so the work that usually eats a week of someone’s time happens on its own and the file keeps moving.

  • Every stage of a claim has an owner, so nothing waits on one person being free
  • Automations chase the steps that get forgotten, not the ones that need judgement
  • The whole team sees the same file, which is why you are never told to resend anything
  • Faster through the stages means paid sooner, which is the only part you feel

A file, in the system

Claim Supplement submitted
  • OwnerClaims adjuster
  • TradeRoofing
  • Original estimate$18,420.66
  • Supplement$31,905.12
  • Approved$50,325.78

Last action logged automatically. Nothing waits on someone remembering.

How it works

From your inbox
to settlement.

You hand off once. Every file moves through the same four stations, and you can see where it is at any point.

  1. Client

    Submission

    Scope, pictures and documentation. That is the whole ask on your end.

  2. Claims handler

    Review and data entry

    A handler with an insurance background reads the file and loads it into the system.

  3. Assigned trade expert

    Trade-specific estimating

    Routed to an estimator with years in your trade, who produces the Xactimate.

  4. Claims adjuster

    Submittal and communications

    Constant communication. You get the quote, the carrier gets the supplement, and the file keeps moving without you chasing it.

  5. Paid and closed

    Faster, fairer settlements

    Accurate estimates and managed supplements, chased through rebuttal if the carrier pushes back.

Start here

Send us the first file.

Fill out the form and we will set up a call to see whether we are a good fit for each other. Not every file is one we should take, and we will say so.

Rather talk first? 281-352-5225

Step 1 of 3 Your business